A financial adviser should always act as your agent, they can range from large company's to small one man concerns or could be a bank or building society for example.

Always get a clear understanding from the outset as to what exactly you will be paying for, and what work you want him/her to do on your behalf. Be sure to make your instructions as clear as possible to avoid any misunderstanding.

The fuller the information you can give will ultimately enable him/her to give you the best advice available.

Do not be afraid to ask questions.

Financial services can be a daunting proposition take your time to find the advice that suits your needs best.

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